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Honour The Strength of Your Conviction
105 Sheridan Street, Guelph, Ontario, Canada
Articles
How to Invest Your Money Wisely
Joe Barbieri has written articles on many topics and several of them have been published in Pension and Benefits Monitor magazine, which is suited for a Canadian institutional investor audience. More recently, Joe has published articles in Ezine articles, Seeking Alpha, WhoTrades.com, LinkedIn Pulse, Lowestrates.ca and was quoted in The Globe and Mail, Wealth Professional, Golden Girl Finance and the Huffington Post. The last four organizations are also listed in the Media Appearances page. All articles are written by Joe Barbieri unless otherwise stated.
Articles By Date
Articles Archive
April 2025 What Has Changed in Residential Real Estate Trends Versus 5 Years Ago?
March 2025 How Do I Balance Income Needs Versus Growth Needs?
February 2025 What Happens If You Do Not File Taxes For 10 Years?
December 2024 How Do I Remit HST?
November 2024 Longer Term Strategies For Dealing With The Higher Capital Gains Inclusion Rate?
October 2024 What Is the FHSA Account?
September 2024 What Should I Consider When Receiving A Severance Package?
March 2024 What Is A Bond Yield Curve?
February 2024 Do I Withdraw From My RRSP or Convert to a RRIF?
January 2024 How Should I Withdraw Money From An RESP?
By Topic
Financial Advice
December 2020 Case Study: Do I Pay Down My Mortgage or Invest My Cash?
March 2019 What IS TIIFA?
January 2019 What Is Fee-Only Financial Planning?
January 2015 How Is Your Fund Money Managed? Active or Passive Money Management
October 2014 How Much Money Should You Have Before You Obtain Financial Advice?
Gold and Silver
May 2023 How Do You Value Gold?
March 2020 Why Do You Invest in Gold and Silver?
October 2012 Differences Between Investing in Gold and Silver
September 2012 What Are the Reasons For Investing in Gold?
Insurance
January 2020 What Can I Do With a Life Insurance Policy That I No Longer Need?
February 2014 Understanding the Principles of Insurance
June 2012 Do You Need Life Insurance?
Investments
December 2023 What Is A Premuim Or Covered Call ETF?
November 2023 What Is A Cash ETF?
October 2023 Primer On Investing in GICs
November 2022 Are the Interest Rate Increases Over?
September 2022 Is It Time To Invest In Bonds Now?
March 2022 Is There a New Level of Diversification For Extraordinary Times?
January 2022 Should You Buy More Equities To Counteract Inflation?
November 2021 Why Is Inflation Picking Up So Quickly?
April 2021 What Is a "Blood In the Streets" Moment?
March 2021 Inflation Explained
November 2020 Is It Time To Revisit Holding Cryptocurrencies?
September 2018 Five Tips on Using Robo-Advisors by Vin Heney
March 2018 Is Cancelling NAFTA Bad For Canada?
October 2017 Interest Rates Are Rising in Canada. Should You Be Concerned?
January 2017 Common Asked Questions About The RESP
March 2016 What Is a Robo-Advisor?
March 2015 The Cost of Passive Fund Investing
February 2015 The Cost of Active Investing
November 2014 What Is Short Selling and How Do I Do it?
November 2013 How Do I Save For My Education?
September 2013 Why Is Dividend Investing So Popular?
June 2013 What To Do If Interest Rates Rise?
March 2013 Is Contrarian Financial management the Key to Your Financial Decisions?
February 2013 How Much Does it Cost to Manage Your Investments?
January 2013 Considerations Other Than Return When Picking a Mutual Fund
November 2012 Using Returns to Pick a Mutual Fund
May 2012 What Is Your Personal Inflation Rate?
January 2012 Are You Diversifying Enough?
November 2011 Do You Pay Down Your Mortgage or Invest in an RRSP?
September 2011 The Overreaction of September 2011
Money Guides and Strategies
July 2013 The 5 Step Guide to Borrowing From Your RRSP
July 2013 The 5 Step Guide to Unlocking Locked-in Pension Funds
July 2013 The 4 Step Guide to Getting a Zero Interest Credit Card (Canada)
July 2013 The 4 Step Guide to Borrowing From Your 401K
July 2013 The 5 Step Guide to Obtaining a Hardship Loan
July 2013 The 4 Step Guide to Getting a Zero Interest Credit Card (US)
Mortgages and Lending
November 2015 How To Obtain An Unorthodox Loan
October 2015 What Factors Are There In Obtaining a Loan?
Pensions and Retirement
February 2021 How Do I Optimize GIS Payouts?
April 2019 Retirement Myths
February 2019 What Else Do I Need to Think About in Retirement Beside Money?
October 2018 What Is Retirement For Millennials? by Vin Heney
August 2014 Can My Pension Payout Change?
June 2014 What if Retirement Plans Change?
April 2013 When Do You Transfer a Locked in Pension Plan?
April 2012 How Does My Defined Benefit Pension Plan Work?
February 2012 What Can I Do With My Defined Contribution Pension Plan?
Psychology and Money
February 2023 What If I Am Forced Off My Savings Strategy?
February 2022 Are You Saving Too Much?
December 2021 Is a Higher Minimum Wage Going to Help You?
April 2020 How Much Are You Paying For Free Stuff?
September 2019 Habits and Your Financial Health
April 2018 What Is Emotional Spending and Saving?
January 2018 The Stages of a Market Mania
October 2016 How to Protect Yourself From "Get Rich Quick" Schemes
September 2014 Should I pay For My Child's Education?
May 2014 The Psychology of Rewards Programs
October 2013 What is Retirement?
July 2012 The Psychology of Regret and Investing
Real Estate
April 2023 Ever Thought About Buying Land?
March 2023 Buying A Condo? Here Is What To Look For
December 2022 Does Your Real Estate Strategy Need A Makeover?
October 2022 Effect of Renewing Mortgages and the Residential Real Estate Market
August 2013 Do I Buy or Do I Rent?
August 2012 How Much Did You REALLY Make on Your Real Estate Investment?
Small Business
April 2016 So You Want To Start A Small Business?
Taxes and Estate Planning
January 2023 How Do I Get Money Out of My RRSP?
January 2021 What Is An RDSP?
February 2020 Giving Money to Charity at or Near Death
November 2019 My Estate Includes the CRA
October 2019 My Estate Includes Probate Fees
November 2017 How Can Inheriting “Life Changing Assets” Affect Your Heirs?
May 2016 Estate Laws For Ontario
February 2016 How Does the GST-HST Work?
January 2016 Are You Eligible To Deduct Work Expenses As An Employee?
May 2015 Should I Incorporate My Business?
April 2015 Rental Income and Taxes
April 2014 Estate Planning For People With Disabilities
March 2014 Planning For People With Disabilities
January 2014 Is the Corporate Class Structure Beneficial For You?
July 2013 Converting an RRSP Into a TFSA
May 2013 Things To Ask Your Tax Preparer
April 2012 General Tax Strategies
February 2012 How Do I Use the TFSA Account?
Pension and Benefits Monitor Magazine Submissions
December 2009 Laying Down the Infrastructure Concept
September 2009 Why Are You Buying Bonds?
August 2009 The Origins of the Subprime Fiasco in the U.S.
June 2009 Subprime Mortgages and Canada - Are We Immune? page 17
Note: This site is intended for people who want to learn about the world of investments and how to research for themselves. If you would like to buy or sell investment products, or specific advice on investment products, tax or legal issues, please consult your investment advisor, accountant or legal counsel. Financial planning in Toronto.